Introduction
Citi credit cards are known for their lucrative rewards program, and the 5% cash back calendar is one of the most popular features. With this calendar, cardholders can earn 5% cash back on purchases in specific categories each quarter. The categories change every three months, and it’s important to know which ones are coming up so you can plan your spending accordingly.
What is the Citi 5 Cash Back Calendar 2024?
The Citi 5 Cash Back Calendar 2024 is a schedule of the categories that will earn 5% cash back each quarter for Citi credit cardholders. The categories for 2024 have not been announced yet, but they typically include popular spending categories like gas, groceries, and restaurants. By knowing the categories ahead of time, you can maximize your rewards by using your Citi card for purchases in those categories.
How to Access the Citi 5 Cash Back Calendar
To access the Citi 5 Cash Back Calendar, log in to your Citi account online or through the mobile app. The calendar is typically located under the “Rewards” or “Offers” section. You can also sign up for email or text alerts to be notified when new categories are announced.
Why Should You Care About the Citi 5 Cash Back Calendar?
If you’re a Citi credit cardholder, the 5% cash back calendar can help you earn more rewards on your everyday purchases. By strategically using your card for purchases in the 5% categories, you can earn cash back faster and reach your rewards goals sooner. Plus, the categories often include popular spending areas like groceries and gas, which can help you save money on your regular expenses.
Tips for Maximizing Your Rewards
Here are some tips for getting the most out of the Citi 5 Cash Back Calendar:
- Plan ahead: Review the upcoming categories and plan your spending accordingly
- Use your Citi card for purchases in the 5% categories
- Take advantage of bonus categories: Some quarters may offer bonus categories that earn even more than 5% cash back
- Combine with other rewards: If you have other rewards programs, like a cash back app or loyalty program, use them in conjunction with your Citi card for maximum rewards
Frequently Asked Questions
What happens if I don’t use my Citi card for purchases in the 5% categories?
If you don’t use your Citi card for purchases in the 5% categories, you won’t earn the cash back rewards. Make sure to review the categories each quarter and plan your spending accordingly to maximize your rewards.
Do I need to enroll in the 5% categories?
No, enrollment is not required. As long as you have a Citi credit card, you will automatically earn 5% cash back on purchases in the designated categories each quarter.
Is there a limit to how much cash back I can earn?
Yes, there is a limit of $300 cash back per calendar year for purchases in the 5% categories. After you reach the limit, you will earn 1% cash back on all other purchases for the remainder of the year.
What happens if I miss a quarter?
If you miss a quarter, you will not be able to earn cash back on purchases in that category. However, you can still earn cash back on other purchases with your Citi card.
Conclusion
The Citi 5 Cash Back Calendar is a valuable tool for Citi credit cardholders who want to maximize their rewards. By planning ahead and strategically using your card for purchases in the 5% categories, you can earn cash back faster and save money on your regular expenses. Keep an eye out for the 2024 categories and start planning your spending today!