What is a Cash Back Calendar?
A cash back calendar is a schedule of cash back rewards offered by credit card companies for purchases made during specific periods of time. These cash back deals can range from 1% to 5% of the total purchase amount, depending on the credit card company and the type of purchase.
What are the Benefits of Using a Cash Back Calendar?
Using a cash back calendar can help you save money on your purchases, especially if you use a credit card frequently. By taking advantage of the cash back rewards offered by credit card companies, you can earn money back on your purchases and put that money towards other expenses or savings.
What Are the Discover 5 Cash Back Categories for 2024?
The Discover 5 cash back categories for 2024 are as follows:
- Gas stations
- Grocery stores
- Restaurants and cafes
- Movie theaters
- Amazon.com
By using your Discover credit card to make purchases in these categories during the specified time periods, you can earn 5% cash back on those purchases.
When Can I Earn Cash Back with the Discover 5 Cash Back Calendar?
The Discover 5 cash back calendar for 2024 is as follows:
- January – March: Gas stations and wholesale clubs
- April – June: Grocery stores and select streaming services
- July – September: Restaurants and cafes
- October – December: Amazon.com and more to be announced
How Can I Maximize My Cash Back Rewards with Discover?
To maximize your cash back rewards with Discover, make sure to use your Discover credit card for purchases in the 5 cash back categories during the specified time periods. You can also activate the 5% cash back offer through your Discover account or by calling customer service.
Additionally, consider using your Discover credit card for all of your purchases, as you can earn 1% cash back on all other purchases outside of the 5% cash back categories.
What Other Cash Back Offers Does Discover Have?
In addition to the 5% cash back categories, Discover also offers cash back rewards for purchases made at select merchants through their Discover Deals program. You can also earn cash back rewards for referring friends to Discover credit cards, and for signing up for new credit cards.
Conclusion
Using a cash back calendar can be a great way to save money on your purchases, especially if you frequently use your credit card. By taking advantage of the Discover 5 cash back categories and maximizing your rewards, you can earn money back on your purchases and put that money towards other expenses or savings.