Discover Card 5% Cash Back Calendar 2024: Everything You Need To Know

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Are you a Discover cardholder looking to maximize your cash back rewards in 2024? Look no further than the Discover card 5% cash back calendar. This calendar outlines the different categories that will earn you 5% cash back throughout the year. Let’s dive in and explore the calendar in more detail.

What is the Discover Card 5% Cash Back Calendar?

The Discover card 5% cash back calendar is a schedule of categories that will earn you 5% cash back on purchases made with your Discover card. These categories change every quarter and are designed to encourage cardholders to spend more in specific areas.

How Does It Work?

Every quarter, Discover releases a new cash back calendar with different categories that will earn you 5% cash back. To qualify for the cash back rewards, you must activate the categories each quarter. Once activated, any eligible purchases made in those categories will earn you 5% cash back.

What Are the Categories for 2024?

The categories for 2024 are as follows:

January – March: Groceries, Gas, and Home Improvement
April – June: Restaurants, Movies, and Theme Parks
July – September: Clothing, Department Stores, and Amazon.com
October – December: Target, Walmart, and Amazon.com

What Are Considered Eligible Purchases?

Eligible purchases include any purchases made within the specified categories during the quarter. However, there are some exclusions that may apply, such as purchases made through third-party vendors or purchases made at wholesale clubs.

How Much Cash Back Can I Earn?

You can earn up to $1,500 in cash back each quarter in the 5% categories. Any purchases made outside of the 5% categories will earn you 1% cash back.

What Can I Do with My Cash Back Rewards?

You can redeem your cash back rewards for statement credits, direct deposits, or even gift cards to popular retailers. Discover also offers a unique feature called “Pay with Cashback Bonus,” which allows you to use your cash back rewards to pay for purchases at select retailers.

How Do I Activate the Categories?

You can activate the categories each quarter by logging into your Discover account online or through the Discover mobile app. Simply click on the “Activate” button, and you’re all set to start earning cash back rewards.

When Should I Activate the Categories?

It’s best to activate the categories as soon as they become available each quarter. This ensures that any eligible purchases made throughout the quarter will earn you the 5% cash back rewards.

Final Thoughts

The Discover card 5% cash back calendar is a great way to earn extra cash back on purchases you’re already making. With a little bit of planning and activation each quarter, you can maximize your rewards and enjoy the benefits of being a Discover cardholder. Happy shopping!